Cover

Treatment liability (treatment risk)

The cover that matters most to groomers — protection for the grooming work itself, not just the premises it happens in.

Grooming tasks included

  • Bathing and drying
  • Clipping and scissoring
  • Nail clipping
  • Ear cleaning
  • De-matting

Limits

  • £5,000 per dog
  • £50,000 per claim

Why a general policy isn't enough

Standard business liability policies often exclude injury caused by the treatment you are paid to carry out. Treatment risk is included as standard here because a nick from clippers or a reaction during de-matting is a normal grooming risk, not an unusual one.

Not covered

  • Veterinary services
  • Vaccinations
  • Pre-existing conditions
  • Breeds prohibited under the Dangerous Dogs Act